Our Services
Individual & Family
Our Services
Individual & Family
Your needs. Your plans. Your prosperity.
As an independent boutique firm, we answer to no one but you. Our only goal is your success.
The Components of Financial Planning
Retirement Planning
This is the goal of everyone we meet. We can help you decide what is best for any old 401(k) and existing IRAs. Is the Traditional or Roth option right for you? We are well-versed in the retirement plans of the various county, state and Federal retirement plans. We may be able to help manage your existing 401(k). We’ll help you set reasonable expectations for taking withdrawals in retirement.
Wealth Management
Our wealth management services help you protect, grow, and transfer your wealth with clarity and confidence. Whether you’re preparing for retirement, transitioning a business, or building a legacy, we guide you through life’s financial complexities with trust, transparency, and your best interests at heart.
Income Tax Planning
From our standpoint, income tax planning can involve the decision between the Roth vs Traditional IRAs, which account to take a withdrawal from, and which investments are better suited to be inside or outside of a tax-deferred account like an IRA. You will need a tax professional to prepare your tax returns. We are happy to work with your tax professional.
Asset Management
Have you come into an inheritance, sold a property or just have too much money in the bank? We’ll provide the proper management of savings and investments outside of your 401(k) or IRAs to meet your goals and time horizons. We stress the proper registration of your non-IRAs to benefit your survivors.
Risk Management
Risk doesn’t only apply to investments. We can help you choose the proper life insurance to fit your needs. We also offer disability and long-term care. We can provide basic guidance on home and auto policies, but you will need the services of an experienced, qualified property and casualty agent.
Financial Planning
We take a holistic, solutions-oriented approach to financial planning that factors in our clients’ values and goals. We consider all elements of your financial landscape, including a retirement strategy, risk management, long-term investments, short term savings, taxes, and estate planning.
Estate Planning
This covers many aspects of financial planning. Our goal will be to make sure your beneficiary listings fit your wishes and that you have the proper type and amount of life insurance. You will need to see an attorney to establish your will and final documents. We enjoy working collaboratively with attorneys to make sure your account details meet the requirements of your final documents.
Our Process, Your Journey
Your financial journey deserves more than a checklist. That’s why our process is both comprehensive and flexible—covering every dimension of your financial well-being, and always progressing simply forward, together.
Discovery
We always start with a conversation where we listen, gather information about your current situation and goals for the future.
Recommendations
We present appropriate recommendations for your consideration.
Implementation & Onboarding
We implement the pieces of the plan at your discretion.
On-Going Monitoring
We suggest an annual review to assess progress and needs.