Basic planning fits for those who are beginning Life’s Financial Journey. Planning needs usually include establishing savings plans for retirement and college, larger amounts of life insurance and basic estate planning.
Advanced planning applies when needs become more complex: managing your savings/inheritance, using them to generate additional retirement income, choosing a pension option, providing income for a surviving spouse, planning for the expenses of a chronic illness, or efficiently passing your estate to the next generation/favorite charity.
We encourage our clients to contact us with any questions they have about money or financial planning. The biggest financial mistakes we see people make are usually not related to their investment selection. We can help you avoid costly financial decisions.