Joyce M. Cool ChFC®, CASL®

Financial Advisor

Joyce began her career in the financial services industry in November 1998. She spent the first 5 years of her career with Monumental Life before she ventured out on her own and joined Rob.

She has earned numerous industry designations including the Chartered Financial Consultant (ChFC®) and Chartered Advisor for Senior Living (CASL®).

As a personal financial planner, Joyce specializes in comprehensive personal financial planning, investment management strategies, retirement planning, estate planning and divorce financial planning.

Joyce credits her father for instilling her work ethic and drive to succeed. She has lived in Southern Maryland all her life. Her daughter Jessica graduated from Salisbury University with a degree in Finance and currently lives in Hawaii. Her husband Steve is a retired federal employee and member of The Dr. Robert Band that plays 60’s and 70’s rock in local upscale establishments.