Social Security Basics

by Robert Ramos on

The following information is from a True/False quiz about Social Security retirement benefits from Kiplingers. Below are the items that have consistently generated the highest levels of misconceptions during conversation with clients over the years. We have also noted some additional thoughts of our...

Lessons from a Bad Mentor

by Robert Ramos on

We all have positive role models and mentors in our lives. These people set wonderful examples for us to follow and they demanded that we in turn set good examples for others. They are the ones we remember with fondness and to whom we owe our eternal thanks.

Then there are those on the other side...

What makes a good advisor?

by Robert Ramos on

What makes a good financial advisor?

There are all kinds of articles on the internet about how to find a financial advisor. Asking people you trust for a referral is one of the best. Emailing a questionnaire you found online to a dozen advisors is probably the worst.

However, once you set an...