The founders of Wealth Management Partners met via a local chapter of a national professional organization. They shared a business philosophy centered on serving the needs of clients. Serving clients well naturally leads to deeper, longer lasting relationships. The result is a positive experience that is mutually beneficial to our existing clients and our business. Clients are happy and that eliminates our need to constantly seek new clients. Today, almost every prospective client seeks our help as the result of a referral from a current client or business colleague.
Joyce Cool began her career in the financial services industry in November 1998. She spent the first 5 years of her career with Monumental Life before she ventured out on her own.
She has earned numerous industry designations including the Chartered Financial Consultant (ChFC), Certified Divorce Financial Analyst (CDFA) and Chartered Advisor for Senior Living (CASL).
As a personal financial planner, Joyce specializes in investment management strategies, retirement planning, estate planning and has a niche in the area of divorce financial planning.
Joyce credits her father for instilling her work ethic and drive to succeed. She has lived in Southern Maryland all her life. Her daughter Jessica wants to follow her mom’s footsteps and have a career in financial planning. Her husband Steve is a retired federal employee and member of The Dr. Robert Band that plays 60’s and 70’s rock in local upscale establishments.
Robert Ramos obtained a Bachelor’s degree in Economics from the University of Maryland before entering the financial services field with Prudential in September of 1993. He became an independent advisor in 2000.
He has successfully completed the following designation programs: Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC) and Chartered Advisor for Senior Living (CASL).
Rob specializes in investment management strategies, retirement planning and estate planning.
Rob grew up in eastern Baltimore County, MD. He put himself through college working in factories around Baltimore. He currently resides near Allen’s Fresh with his wife Linda and their Springer Spaniel, Lottie. Linda is a federal IT contractor who likes painting and gardening in her free time. Rob enjoys spending his time walking Lottie, kayaking and taking pictures of the wildlife in the area.